Still Paying a Timeshare Mortgage?
If you have an outstanding loan balance, you are paying high interest on a depreciating asset. We specialize in mortgage cancellation for owners who feel trapped by predatory lending.
*Stopping payments without a legal strategy significantly damages your credit.Learn the safe way out.
Your Legal Right to Cancel (Rescission Period)
Florida provides one of the longest state rescission periods for timeshare purchases. If you buy a timeshare in Florida, you typically have 10 calendar days after signing the contract or receiving all required disclosure documents (whichever comes later) to cancel the purchase without penalty. This legally mandated window allows you to change your mind without financial consequence so long as you send your written cancellation notice within the deadline and follow the delivery requirements outlined in your contract.
Florida’s rescission period includes weekends and holidays, so every calendar day counts. Since many people sign contracts while on vacation and may not receive all disclosures until after they return home, it’s important to note how the deadline is calculated — delays can eat into the rescission window if disclosures are delivered later.
For information about what happens after this period expires and your exit options, see our national Timeshare Exit Guide.
Florida's Most Trusted Timeshare Exit Service
Helping Florida families achieve timeshare freedom since 2011
*For accepted Florida timeshares
Expert Help Across the Sunshine State
As the timeshare capital of the world, we have deep experience in Florida's complex market.
Central Florida / Orlando
We have extensive experience exiting contracts with major vacation clubs and resort brands in the world's busiest timeshare market. Orlando-area properties often have complex point systems and booking restrictions.
Serving: Orlando, Kissimmee, Lake Buena Vista
Gulf & Atlantic Coasts
From the beaches of Miami to the shores of the Gulf Coast, we handle exits for coastal properties with high maintenance and insurance fees.
Serving: Miami, Fort Lauderdale, Tampa, St. Petersburg, Naples
The Panhandle & North FL
We assist owners in popular vacation spots like Panama City Beach and Destin, as well as residents in Jacksonville and surrounding areas.
Serving: Panama City, Destin, Pensacola, Jacksonville
Common Florida Timeshare Challenges
Florida's unique timeshare market presents specific challenges for owners
Hurricane & Insurance Costs
Florida timeshares often face special assessments for hurricane damage and rising insurance premiums. Many owners see their maintenance fees spike unexpectedly after major storms.
Vacation Club Point Systems
Orlando-area vacation club contracts often have complex point systems and restrictions. We specialize in navigating these unique exit requirements and contract terms.
Peak Season Booking Difficulties
Orlando and beach properties are nearly impossible to book during holidays and spring break. Many Florida owners pay fees but can't use their weeks.
Retirement Budget Strain
Many Florida retirees find that timeshare fees consume too much of their fixed income. We help seniors protect their retirement savings.
Success Stories from Florida
"We had an Orlando-area timeshare for 25 years but couldn't use it in retirement due to health issues. The $2,800 annual fees were breaking our budget. NW Advisors saved us!"
"After my husband passed, I couldn't afford the timeshare maintenance fees on my Social Security. NW Advisors handled everything with such compassion and professionalism."