Your Rights When Inheriting a Timeshare
Despite what timeshare companies may tell you, you are not legally obligated to accept an inherited timeshare. You have the right to disclaim (refuse) the inheritance.
Key Fact: Under federal law, you have up to 9 months from the date of death to file a disclaimer of inheritance. This completely releases you from any timeshare obligations.
9-Month Window
You have 9 months from date of death to disclaim the inheritance
Legal Protection
Federal and state laws protect your right to refuse
No Obligation
You're not responsible for deceased's timeshare debts
Options for Refusing an Inherited Timeshare
Must act within 9 months
Pros:
- • Completely avoid timeshare obligations
- • No fees or maintenance costs
- • Clean break from the property
Cons:
- • Must refuse the ENTIRE inheritance (can't pick and choose)
- • Strict 9-month deadline from date of death
- • Can't accept any benefits from the timeshare first
Immediate, but risky
Pros:
- • Stop paying immediately
- • Resort may eventually foreclose
Cons:
- • Damages your credit score (500-700 points)
- • Collections harassment for years
- • Potential lawsuit from resort
- • May still owe accumulated fees
Already Accepted? You Still Have Options
If you've already accepted the inheritance or the 9-month window has passed
Work with BBB A+ rated specialists who handle everything legally
Typical Cost
Varies by contract
Timeframe
3-12 months
Success Rate
Highest success rate
Benefits:
- 100% money-back guarantee
- Legal protection throughout process
- No credit damage
- Handles all paperwork and negotiations
- Stops maintenance fees permanently
Return ownership directly to the resort or developer
Typical Cost
$0 - $5,000
Timeframe
6-18 months
Success Rate
Low (most resorts refuse)
Benefits:
- No ongoing fees if accepted
- Direct resolution
Drawbacks:
- Most resorts won't accept
- May require fees paid current
- Often requires mortgage paid off
- Long waiting lists
Hire a lawyer specializing in timeshare law
Typical Cost
$3,000 - $10,000+
Timeframe
6-24 months
Success Rate
Moderate
Benefits:
- Legal expertise
- Court representation if needed
Drawbacks:
- Very expensive
- No guarantee of success
- You still pay if they fail
- May not specialize in exits
Common Inherited Timeshare Scenarios
Challenge:
You're named in the will and executor is pressuring you to accept
Challenge:
Owe $15,000 on mortgage plus $1,800/year maintenance
Challenge:
Siblings want to keep it, but you don't want the burden
Challenge:
Didn't know you could refuse, now stuck paying
Get Expert Help with Your Inherited Timeshare
Our BBB A+ rated specialists have helped hundreds of families exit inherited timeshares legally. Free consultation to review your specific situation.
100% Guaranteed
Money-back if we can't help
Legal Protection
Fully compliant exit process
Compassionate Service
We understand this difficult time